Members own the credit union. One of the purposes of a credit union is to "promote thrift". To accomplish that end, membership is based on a person maintaining the basic minimum deposit (one "share") of the credit union - a $10 deposit to a basic Share (Savings) Account. That money belongs to the person and continues to earn quarterly dividends. As long as he/she maintains $10 in a basic Share (Savings) account he/she is a member of the credit union.

We at ABCO hope that members, as a part of their financial planning, will want to add to and increase their savings. We have many different types of savings and investment vehicles.

And, to help you save, we encourage members to participate in regular Payroll Deduction into one or more savings/investment accounts. Payroll Deduction is a proven way to plan to save before you are tempted to spend. Did you know that you can designate deposits into multiple amounts each pay period? Ask us.

Check out all our Savings and Investment Vehicles. If you need assistance in deciding on your options please contact Member Services or stop into a Branch Office.